As far as health insurance is concerned, you should check with your health insurance fund in good time before going abroad to find out about the formalities to be completed in order to obtain reimbursement of medical expenses abroad and to obtain the "European Health Insurance Card" - recognisable by its blue colour. Beware! The European Health Insurance Card is not valid in Turkey. For the accident insurance the same conditions apply for exchange and non-exchange students. Via OASIS Attestering.ugent.be you can print a certificate as proof of insurance for the host university. Cases in which you are insured via the UGent

• Civil liability: in case you cause damage to third parties within the framework of university activities, so NOT on the way to and from university activities.

• Personal physical accidents: for medical expenses if you are the victim of a personal physical accident during university activities or on the way to and from university activities.

• Travel assistance: for medical costs, repatriation, etc. if students travel abroad on university business. More information on insurance can be found on the website of the Legal Affairs Department or through your private insurance. In case of an accident during your university activities at the host institution, please contact the UGent Legal Affairs Department and/or the Internationalisation Department immediately. You should also report by e-mail to the Belgian Embassy or Consulate in the country of destination, stating your name, length of stay and contact details. For travel outside the EU, we also advise you to register at www.travellersonline.diplomatie.be. In case of security problems, illness, accident or loss of identity papers, you should contact the local Belgian Embassy or Consulate as soon as possible. For more information, see the website of the FPS Foreign Affairs. Remember also that the emergency number 112 applies in all EU countries. More information about insurance: http://www.ugent.be/student/nl/administratie/verzekering In some cases, especially if you are studying outside the EU, it may be advisable to take out extra insurance. Here are some examples of such insurances:

  https://ugent.student-travel-insurance.eu/home (offered by Expat&co)

  https://www.axa.be/nl/particulieren/gezin/students-travel

  https://www.expatinsurance.eu/en/individual-policies/global-student-insurance.aspx

  https://www.aonstudentinsurance.com/students/nl/

  http://www.europ-assistance.be/student-verzekering/student

  http://www.aig.be/nl/particulieren

  https://www.axaglobalhealthcare.com/en/international-health-insurance/students-health-insurance/